Cybercrime is on the rise in today’s tech world. Criminals on the World Wide Web are exploiting the personal information of Internet users to their own advantage. They dive deep into the dark web to buy and sell illegal goods and services. They even have access to classified government information.
Cybercrime covers a wide range of different attacks such as cyber extortion, cyber warfare, computer viruses or malware spreading, Internet fraud, spamming, phishing, carding (fraud) and infringement of intellectual property rights, etc. Data hacking and related cyber crimes have cost multinational companies a trillion US dollars, according to a report by McAfee based on a survey conducted globally on more than 800 IT company CEOs in 2009. For the highest number of cybercrimes, India was ranked among the top five countries in the world in 2013. The number of cybercrimes in India could reach 300,000 in 2015, according to an ASSOCHAM survey.
How Cybercrime works ?
Cybercriminals use many vectors of attack to perform their cyber-attacks and are constantly searching for new methods and techniques to achieve their goals while avoiding detection and arrest.
Different Types of Cybercrime
This type of attack begins with a falsified email message. Cybercriminals use the similarity of a company’s or organization’s address and logo to get secret information such as passwords, credit card numbers, etc. Such information is later used without the victim’s knowledge to enter emails and make online purchases. They may also delete some information without being noticed from the victim’s computer. Phishing is a cybercrime that is most successful in victimizing an individual.
Smishing is a type of fraud that uses text messages from the mobile phone to lure victims to call back to a fraudulent phone number, visit fraudulent websites, or download malicious content over the phone or web.
Vishing is an attempt to find personal information such as Customer ID, Net Banking Password, ATM PIN, OTP, Card Expiry Date, CVV, etc.
Spamming takes place when someone receives unsolicited commercial messages sent via email, SMS, MMS, and other similar electronic messaging media. They may try to persuade receptive to purchase a product or service or visit a website where they can make purchases, or try to trick them into disclosing bank account or credit card details.
- Identity theft
A cybercrime happens when a criminal gains access to the personal information of a client to steal cash, access confidential information, or engage in tax or health insurance fraud. In your name, they can also open a phone/internet account, use your identity to conduct criminal activity, and demand government benefits on your behalf. They can do this by finding out the passwords of users by hacking, collecting personal information from social media, or sending phishing emails.
- Social Engineering
Social engineering involves offenders, usually by phone or email, making direct contact with you. We want to gain your confidence and usually act as a customer service agent in order to provide you with the necessary information. This is usually a password, the company for which you are employed, or information about banks. On the internet, cyber criminals can figure out what they can do with you and then try to add you through social accounts as a friend. They will sell your data or secure accounts in your name once they have access to an account.
Ransomware is a type of computer malware that encrypts files, storing media on communication devices such as desktops, laptops, mobile phones, and so on, holding data/information as a hostage. To get his device decrypts, the victim is asked to pay the requested ransom.
- When visiting websites, become alert.
- Notice and record emails that are suspicious.
- Never click on unknown links or advertisements.
- Ensure the websites are secure until credentials are entered.
- Maintain up-to-date antivirus / application programs.
- Use strong 14 + character passwords.
- Keep up to date on major breaches of safety.
- Use Anti Phishing Services.